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Finance & Billing

Payment & Billing Engine

Every transaction. Automated. Compliant. Instant.

PlugOne's Payment & Billing Engine handles the entire financial lifecycle of EV charging — from wallet top-up to session payment. Powered by Razorpay and PhonePe, it supports UPI, cards, net banking, and prepaid wallets. Every transaction generates a GST-compliant invoice automatically.

Built forFleet managers requiring consolidated billing and EV Owners who want seamless, transparent payments.
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Transaction Flow
📱
✓ Done
⚡
✓ Done
📄
✓ Done
✉️
✓ Done
PCI-DSS Secured
256-bit SSL · RBI Regulated
₹0
User Txn Fee
Always Free
<5m
Refund Time
On Failure
30s
Invoice
Generation Time
RBI
Regulated
PPI Wallet
Core Benefits

Why Payment users choose PlugOne

Universal Prepaid Wallet

RBI-regulated semi-closed PPI wallet. Top up once, pay everywhere. Balance up to ₹10,000 per RBI guidelines.

All Payment Methods

UPI (PhonePe, GPay, Paytm), debit/credit cards, net banking — all supported with 0% transaction fee to the user.

Auto GST Invoicing

Every session auto-generates a GST invoice with HSN code, GSTIN, and full transaction details. Zero manual effort.

PCI-DSS Security

Card data never stored on PlugOne servers. All payments processed through PCI-DSS compliant gateways.

Instant Wallet Refunds

Failed sessions trigger automatic wallet refund in under 5 minutes — fully transparent with in-app notification.

Transparent Pricing Display

Driver sees exact cost per kWh before starting any session. No hidden charges, no billing surprises.

Full Feature Set

Everything included. No hidden extras.

Every feature listed below is included with Payment & Billing Engine. No add-ons, no surprise charges.

RBI-regulated semi-closed prepaid wallet (PPI)
UPI, credit/debit card, and net banking top-up
Instant wallet top-up confirmation (< 5 seconds)
Auto session cost deduction on completion
GST-compliant invoice for every transaction
Instant refund on failed sessions
Real-time wallet balance update after each session
Razorpay & PhonePe payment gateway integration
256-bit SSL encryption on all transactions
PCI-DSS compliant card handling
Refund processing for failed or disputed sessions
Monthly consolidated invoice for fleet accounts
Bulk invoice download for corporate expense filing
Real-time transaction ledger for all users
Multi-currency ready for future expansion
How It Works

Get started in 4 simple steps

01

Top Up Wallet

Add money to your PlugOne wallet via UPI, card, or net banking. Funds reflect in under 5 seconds.

02

Charge & Pay Automatically

Start your session. Wallet balance is checked upfront. On session end, the exact cost is deducted — no manual confirmation.

03

Invoice Delivered

A GST-compliant PDF invoice is generated in 30 seconds and emailed to your registered address.

04

Confirmation sent

You get an email confirmation with session totals and a link to your GST invoice — usually within seconds of session end.

"The billing is fully automatic — wallet top-up, session payment, GST invoice. I never have to think about it. PlugOne just handles it all."
RK
Rohit Kapoor
Fleet Manager, BluSmart Mobility

Related Solutions

Ready to get started with Payment & Billing Engine?

Our team will have you live within 24–48 hours. No long contracts, no setup fees.

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